Phone: 409-834-2480 In Houston: (713)-954-7274


Annuities for Individuals


What are Annuities? 

An annuity is a type of investment account typically used for retirement savings. Often, it is used to generate lifetime income payments in retirement. By definition, an annuity is a contract between you and a third party, usually an insurance company. Whereby, in exchange for making a lump sum payment (or by paying a monthly premium), the issuing insurance company provides some type of guarantee on your investment.


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How do I get Annuities? 

You can purchase an annuity outright. Or, you can roll over money from an employer-sponsored retirement plan, such as

  • 401(k),
  • 403(b),
  • or other profit sharing plan.

Rolling over your assets into an annuity offers you many benefits.  These benefits include:

  • continued tax deferral,
  • growth potential,
  • protection from market downturns, guaranteed lifetime income,
  • flexibility, and
  • allows you to leave a legacy for your loved ones.

RVR Insurance can assist you with identifying and purchasing the annuity that will best help you achieve your retirement goals.  Give Rralph a call or fill out the contact us form.