Phone: 409-834-2480 In Houston: (713)-954-7274


Home Health Care

If you can answer “NO” to these two health questions, you are likely to be able to qualify for coverage.

1} Are you already receiving care?

2) Do you currently need assistance to perform routine activities of daily living?

The plan pays up to $450 per day benefits for qualified Home Health Care services and an additional $120 per day for a Home Health Care Aide.

A Prescription drug benefit is included in the plan that pays you up to an additional $300,$600 or $900 cash each year even if you have little or no out of pocket costs for your prescriptions.  Your reimbursement is based upon $10.00 generic and $25.00 name brand prescriptions, not your our of pocket costs. You do not need to be on claim to you to take advantage of prescription drug benefits.

Call today so Ralph can share with you the benefits you can receive.

Affordable Simplified Issue Home Health Care Insurance Plans

Sometimes people find they cannot afford or obtain Long Term Care insurance coverage, but wouldd like to consider an affordable Home Health Care only insurance plan that would pay cash directly to them should they need home health care.

There is now insurance available in Texas and many other states offering an inexpensive Simplified Issue Home Health Care insurance plan for individuals that pay regardless of any other coverage you may have including Medicare.  any other insurance you.   

Call us today and find out if this is a good fit for you and your family.

$150, $300 or $450 per day benefit options.

$40, $80 or $120 per day Home Health Care Aide benefit option.

Prescription drug benefit that pays you up to $300, $600 or $900 cash.

Policyholder Access to Ask Mayo Clinic online sympton assessment tool!

Like most Americans, we hope to never have to go to a nursing home to recover or recuperate.  Unfortunately, that is routinely not the case. With the short term home health care policy we offer, even if you have other insurance, benefits will be paid to you directly. These benefits can assist you in paying deductibles or co-payments.  With our plan, a prior hospitalization is not required.  Additional health care benefits coverage for hospital stays and accidents can be purchased. 

Benefits are paid directly to you, regardless of any other insurance you. 

The policy will pay a daily benefit for each day you receive a specific service: (lifetime Maximum Benefit Period is 360 days). To qualify for benefits, a Licensed Health Care Practitioner must certify you as having a Cognitive Impairment or the inability to
perform at least two (2) of six (6) Activities of Daily Living without substantial assistance (bathing, continence, dressing, eating, toileting and transferring).*

To request a quote for individual medical coverage, click here.

Call us today and find out if this is a good fit for you and your family.


Recover Cash Consumer Video from Guarantee Trust Life Insurance on Vimeo.

Guarantee Trust Life Insurance Company has reinvented Recover Cash Short-Term Care Insurance to not only to help cover out-of-pocket expenses when receiving short-term care, but also to provide innovative support and cash benefits for family caregivers provided by TCARE